Saturday, October 22, 2011

There is no answer to affordable housing, but as the rent is out of reach of the state must find a way so that everyone can access housing

Cathy

Ken Loach returns home at the British Film Institute last week had tears in eyes of many, including mine. The story of a young couple with their baby in the house more and more sordid and inns of losing their children look surprised a generation of 45 years. Thus, shook the consciousness of time, the shelters were closed punishments and advice of family obligation and the house of someone vulnerable. New campaign groups housing and the housing crisis remains at the top of the political agenda, demanding decent housing. But this government is to demolish most of the protections brought there.

It's a strange moment to undermine the security of housing, rents Council to weaken and reduce the shelter allowance, while the increase social rents. For the first time in decades, housing has exploded onto the political agenda as the absence of any affordable place to live at a critical point for middle-class children, for graduates, for people in their 30 years. The average age of a first time buyer is 37 years for anyone, without the help of parents of a deposit. Less Buyers, parents can help children and deposits are so high. Home ownership has declined over the past eight years, predicts that only 61% in 10 years. Why else would David Cameron, feel compelled to announce "a new conservative revolution of the house"? This compares to Harold Macmillan, however, their plans, at best, will produce 170,000 units of affordable housing in five years: there is no Macmillan. The accumulation of demand will grow.

report this week found refuge in average private rents are out of reach of ordinary working families in 55% of English authorities, costing more than a third of their income, while energy prices and rockets. With mortgages available and deposits too high, there are a million more than the private sector tenants five years ago. (Jon Snow is about £ 40 for rental yields half a week). Rental of private households are exceeding the number of public housing tenants. Private tenants are living a precarious life, where a lease after the initial six months, any person may be deported within two months and rents can increase in any amount. This is not a life for families at constant risk of elimination of schools and jobs. Housing crisis and the work of the shadow housing minister, Jack Dromey, call for certain leases of three to five years, as in most of Europe, so that the income of the house to do more than the inflation over the lease.

The only response from the government for high incomes has been to make rents more affordable to the poor by reducing subsidies to housing. The claim is that the housing allowance to artificially inflate earnings, but no evidence of rents fall. Turning is tight families already on the board, 269 000 are expected to have fallen into serious difficulties, and 134,000 displaced. No wonder Grant Shappa this week was given money emergency £ 42 million extra beds to keep the homeless shelter back in sight: Cameron is desperate to avoid a repeat of the rows of sleeping bags on the Strand and complete, an emblem of the Thatcher era.

Lessons of the 1960s will have to learn all over again. The state should support housing for the poor and middle-income as well. It must be the construction of all scales to meet demand. That the needs of the State and fight corruption in the private market to the carrot and the stick. Vacant land and empty houses should be sold. The government "bonus for new housing" should be much more important for the prevention detain local building codes local NIMBY. The government must provide financial guarantees, so that pension funds can invest in housing bonds to build a strong private rental market. That the allocation of housing or housing with affordable rents, many people will always need subsidies to live in dignity. With the tax on land values, or at least balance the municipal taxes fairly, you need more money to local housing.

the Government states that the high cost of housing benefit, not only to recognize the cost is due to rising rents. To cut, without offering alternative office is impressive. Soon they will be re-learn the lesson of Cathy Come Home. The answer is not cheap, only a decision on how far the poorest should pay the price of property booms and shortages of housing: the increasing misery of rogue landlords overcrowding does not go unnoticed for long. Now, children of the middle class who feel too, see the house become a hot political issue. Registration of construction is nothing to brag about, so they now come with an economic growth plan to build more daring for Great Britain of the crisis.


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