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the Rural Advancement Committee in Bangladesh to help communities of extreme poverty by providing people with cattle and a monthly payment for two years

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Even small Maleka Begum, and 30 from Bangladesh, quickly reveals that extreme poverty is less a lack of confidence as a lack of money. He talks about his life, Maleka, mother of three, who looks much older than his age, just eye contact and speaks calmly.

standing outside his room with a corrugated at home in the village Jagir on the outskirts of the capital, Dhaka, described how he was the sole breadwinner since her husband contracted jaundice two years ago, making him unable to work. "I did manual labor, digging holes," she said through an interpreter.

Maleka is one of the poorest in Bangladesh, 10%, or "extremely poor". Since the 1980s, the Bangladesh Rural Advancement Committee (BRAC), which celebrated its 40th anniversary this weekend, was the fight against extreme poverty through a program of transfer of assets that is being replicated in other poor countries.

program title is a mouthful - Challenging the Frontiers of Poverty Reduction / Targeting the ultra poor - but its basic outline is fairly simple. Under the program, Maleka received a cow and a goat, with a cash allowance of 600 taka (3.50 pounds) per month, plus 100 taka, is specifically dedicated to nutritious foods such as lentils.

Maleka receive the allowance for two years, when she must have sufficient income to overcome the poverty trap. You will also receive a visit from a Brac program organizer in five days to verify their cattle, to teach basic hygiene and give advice on family planning.

An important function of these weekly sessions is to build your confidence and make sure she knows she has certain rights. It is not clear, for example, if Maleka knows her husband is entitled to hospital treatment for his jaundice. Learning to care for their cows and goats will be another confidence builder.

Brac, which was founded by Sir Fazle Hasan Abed to provide relief after a devastating cyclone began to focus its work in the poorest when they realized that their microfinance programs beyond those at the bottom of the stairs. This was a significant change Brac self-help ethic and faith in microfinance, Ian Smillie, wrote in his book on Brac without misery.

Brac and CGAP, however, take care not to exaggerate the claims of success. "The model may not work for everyone. Some demographics (elderly, handicapped or severely dysfunctional families) may be just too difficult for a model based on the ability of individuals to create new avenues of extreme poverty", the report said.

The report also noted that, although very poor programs address the challenges and market opportunities, not directly on market conditions, an implicit recognition that these problems can be solved by the state. However, in 2010, extremely poor programs Brac reaches nearly 600,000 households, which, on average, each composed of five persons.
In another village not far from Maleka, a group of eight women sitting on straw mats to talk about his experience of two years of the program of Brac. They are much safer than Maleka.

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